The SMBX app and the website, www.thesmbx.com, are owned and operated by SMBX, Inc., which is a funding portal registered with the Financial Industry Regulatory Authority (FINRA). By accessing our app and this site and any pages on this site, you agree to be bound by our Terms of Service and Privacy Policy, which may be amended from time to time without notice or liability.
*Investing in Reg CF securities includes financial risks, including loss of money invested. All estimated returns on principal + interest are not guaranteed. This statement is based on the following assumptions: 1) an offering successfully closes and an investor is allocated a Bond or Bonds, 2) that the investor holds their Bonds to maturity and 3) that there are no defaults made by the issuer on any of the Bond payments from issuance to maturity.
On SMBX, qualified local businesses can borrow directly from everyday investors like you, instead of banks.
That way, you earn interest while small businesses get the funding they need to thrive*. It's a win-win for everyone.
SMBX connects everyday investors with small businesses raising funds, so you can invest where your heart is.
Earn up to 11.5% interest by investing in local small businesses you love.*
Invest in Small Businesses & Earn*.
How Does SMBX Work?
Who Can Invest
on SMBX?
Anyone with a credit card or US-based bank account can check out available Bonds, choose which to invest in, and receive monthly principal plus interest payments*.
Start investing for as little as $10 today.
©2021, SMBX, Inc.
Why Investing Small is a Win-Win.
SMBX Small Business Bonds™ pay out every month with returns of up to 11.5%*. Start investing for as little as just $10.
Support causes you love. We feature Black-owned, woman-owned, LGBTQIA+ owned, minority-owned businesses and more for you to invest in.
Traditional investments send your money up to the most wealthy. SMBX investments stay local, helping small businesses and everyday investors thrive
Invest where you heart is.
Earn up to 11.5% interest.*
Impact your community
How to Invest on SMBX:
1. Discover
2. Invest
3. Earn
Discover qualified small businesses across the country and learn about their plans, goals and aspirations.
Place an order for the Small Business Bonds™ you'd like to purchase in $10 increments. See your estimated return calculated in real time!
When the business hits their target, all investors receive monthly payments until their total principal and earned interest are paid in full.*
Investors Love SMBX:
“SMBX gives investors the opportunity to invest in the local small businesses that they love. It’s kind of a win-win situation when you get to invest in your community and make a passive income while you do it.”
-MoneyMade
"SMBX allows consumers (who are also investors) to support the companies that they believe in. They can also now engage with the company in a whole new way because they are now, in effect, a business partner."
- Chris Markoch, Entrepreneur
"“The fact that it’s going to make me some money makes it a lot easier to [invest on SMBX than it] would have been investing elsewhere, whether an index fund or real estate venture.”
-Author Chris Haugh, via Eater
Start investing today.
Sign up for SMBX and start investing in small businesses for as little as $10.
Start investing today.
Sign up for SMBX and start investing in small businesses for as little as $10.
SMBX in the Press:
How We Protect Investors.
SMBX only allows qualified businesses to list on our platform. We holistically review businesses based on standardized criteria and only approve those who qualify.
However, no investment comes without risk and we encourage investors to review each offering’s financial documents and disclosures before investing.
